Unlocking Your Financial Future

We continue our conversation with our chief investment officer, Keith Lockwood today. We’ll break down some market predictions for the rest of 2022 and 2023. Should we expect a rebound or a recession?
 
What we discuss on this episode: 
0:44 – Do we expect the markets to take off or more volatility?
6:01 – Good momentum can help the market
11:22 – Why should we not jump out of the market?
13:53 – The buy and hold strategy works
   
Read More: https://www.baschrock-fg.com/podcast/

Chief Investment Officer, Keith Lockwood, joins us to break down the current market volatility we are experiencing and what you need to do (or not do) to protect your financial future.
 
What we discuss on this episode: 
0:57 – What we’re going to cover
1:38 – What is causing the volatility?
3:27 – Why did the market drop in April?
6:31 – Is there an alternative?
8:33 – Should we be making moves?
10:26 – Staying disciplined and repositioning
13:49 – Media drives the panic in investors
   
Read More: https://www.baschrock-fg.com/podcast/

As we continue our conversation today with Erin Carbone, we will break down her journey as a business owner, the struggles and successes she’s faced and the future plans she has for Carbone Insurance Services.
 
What we discuss on this episode: 
0:40 – Welcome back Erin!
3:19 – What made her buy a business?
4:20 – Would she ever go in a different direction?
5:36 – How was the transition?
7:35 – Did she have any help?
8:34 – Did she inspire her husband?
9:25 – Being a woman in a male-dominated field
12:14 – The biggest struggles she has faced
14:00 – Do you schedule a vacation?
15:11 – Running her own team
17:36 – Working with friends and family
18:18 – What’s the next step in business?
20:05 – Any new locations?
20:58 – Will she ever sell her business?
22:38 – Advice on running a business
24:08 – How to reach out to Erin
   
Read More: https://www.baschrock-fg.com/podcast/

Joining us on today’s show, Medicare expert, Erin Carbone, will discuss the various working parts of Medicare, when you can apply, what kind of add-ons you should expect, and more.
 
What we discuss on this episode: 
0:35 – Welcome Erin!
1:59 – A little bit about Erin
3:24 – How she got into the business
4:38 – What hooked her?
5:25 – Life and health license
6:03 – What is Medicare?
9:17 – Avoid lifetime penalty
10:07 – Using just A and B
10:41 – Medicare add-ons
12:12 – Supplemental approach
12:39 – Cost difference
13:31 – Is Advantage free?
14:55 – Are they good plans?
16:06 – Where do we see customization?
17:30 – How does Erin’s business work?
18:49 – Be cautious with advertisements
19:39 – How long are you stuck in a plan?
20:11 – How you can contact Erin
   
Read More: https://www.baschrock-fg.com/podcast/

Today we are continuing our conversation with NFL offensive guard Brian Winters on entrepreneurship and preparing financially for the future. We’ll explore Brian’s plans for when he retires from the NFL and his goal of building a real estate business.  
 
What we discuss on this episode: 
0:29 – Life after football
1:57 – Getting into real estate
2:38 – Did someone influence him?
4:15 – Growing a business
5:44 – Being patient
6:58 – Passive income
8:17 – Taking risk
9:32 – Lifestyle or growth
10:51 – Has this always been a dream?
12:41 – Where does he want to start?
13:49 – 55+ community
14:51 – Diversifying in real estate
17:43 – Scaling his business
20:46 – Difficult parts
21:54 – Air BnB investments
23:33 – Market crash
25:00 – Rising interest rates
26:02 – Setting metrics
27:21 – Other business ventures
28:27 – Advice to others
29:34 – Success and failure
   
Read More: https://www.baschrock-fg.com/podcast/

NFL offensive guard, Brian Winters, joins us to discuss saving habits, investment management, and football! What kind of financial mindset does Brian have and how can it help you save for retirement?
 
What we discuss on this episode: 
0:56 – Background on Brian
1:39 – Realizing he could be in the NFL
3:19 – Starting 110 games
5:00 – Become a financial saver
6:54 – Financial support  
7:54 – Learning about taxes
9:07 - Complex tax filing
10:16 – Property taxes
11:17 – Paycheck structure
12:06 – Awareness in the NFL
14:01 – Benefit plans in the NFL
16:24 – Developing a money mindset
17:45 – Protecting the athlete
20:03 – Favorite college stadium
22:06 – Investing management
25:41 – Ease of investing now
26:58 – Favorite stock out there
27:17 – Trust the process
   
Read More: https://www.baschrock-fg.com/podcast/

How do you protect yourself and your finances against the various different forms of fraud out there? On today’s show, we’ll discuss different types of scams and what you should be doing to keep yourself safe.
 
What we discuss on this episode: 
0:38 – Umbrella of Fraud
1:54 – Fraud with a client
3:14 – Protecting our clients
4:41 – Ben’s story about fraud
7:24 – Careful about emails
8:38 – Scams through the phone
10:02 – Seems too good to be true?
12:12 – Do they make promises?
13:14 – Using a preventive tool   
 
Read More: https://www.baschrock-fg.com/podcast/

Do you have a strategy for required minimum distributions once you turn age 72? On today’s episode, we’ll discuss RMDs and how you should approach them in your retirement plan.
 
What we discuss on this episode: 
1:05 – What is an RMD?
1:59 – Changes to RMDs
3:01 – Advantages to changes
4:03 – Alleviate tax burden  
4:28 – Tax-saving strategies
5:53 – Balancing your accounts
6:39 – Asset allocations for RMDs
8:11 – Managing your distributions
9:20 – Planning accordingly
11:03 – Additional income tax
 
Read More: https://www.baschrock-fg.com/podcast/