Unlocking Your Financial Future
Ep 72: Life Changes Part 3 -  Stepping into Retirement

Ep 72: Life Changes Part 3 - Stepping into Retirement

August 18, 2021

In the third and final segment of the life changes series we are going to talk about the last step on any career journey, retirement. In the first two segments, we talked about what to consider when starting out your career and what you should be thinking about during a career change, but now we are going to dive into what you should be thinking about as you near retirement. 

 

In this episode of Unlocking Your Financial Future podcast, Ben Schrock and Colleen LeMasters from B.A. Schrock Financial Group goes over what they think are some of the most important topics to keep top of mind as you get ready to retire and then they walk you through how they helped a client through a retirement that had a lot of financial curveballs.

Ep 71: Life Changes Part 2 -  What you should be thinking about when changing jobs

Ep 71: Life Changes Part 2 - What you should be thinking about when changing jobs

August 10, 2021

At some point down your career path, you might make the decision to change jobs in pursuit of a more lucrative position, to get away from a bad work environment, to move to a new location, or to just get a change of pace. With all of the chaos that comes with a career change, it can be easy to overlook some of the important financial factors that could be considered at that time.  

 

In this episode of Unlocking Your Financial Future podcast, Ben Schrock and Colleen LeMasters from B.A. Schrock Financial Group talk about what some of those financial considerations are and walk you through how they helped a client navigate this very situation.

Ep 70: Life Changes Part 1 -  How to set yourself up for financial success when you’re starting out your career

Ep 70: Life Changes Part 1 - How to set yourself up for financial success when you’re starting out your career

August 10, 2021

In this episode of Unlocking Your Financial Future podcast, Ben Schrock and Colleen LeMasters from B.A. Schrock Financial Group talk about the important factors you should be aware of when you start your career. They run us through an example of how they helped a client optimize their employee benefits, reduce their tax liability and unlock their financial future.

Ep 69: How you can incorporate 403(b)s into your retirement plan. [Teacher Edition]

Ep 69: How you can incorporate 403(b)s into your retirement plan. [Teacher Edition]

June 29, 2021

Ben Schrock and Dan Oaklief from B.A. Schrock Financial Group talk about incorporating 403(b)s into your retirement plans in episode 69 of The Unlocking Your Financial Future Podcast. 

In this episode, Ben and Dan discuss: 

  • Why most teachers don’t know that they have the option of a 403(b).
  • The different options you have to use 403(b)s.
  • How you can enroll in a 403(b). 
  • Why you might want to use a 403(b) and why you might want to avoid it.
  • And more...
Ep 68: How Teachers Can Optimize Their 403(b)s

Ep 68: How Teachers Can Optimize Their 403(b)s

June 21, 2021

Ben Schrock and Dan Oaklief from B.A. Schrock Financial Group talk about 403(b)s in episode 68 of The Unlocking Your Financial Future Podcast. 

In this episode, Ben and Dan discuss: 

  • How Dan walked a client through the changes in the pension system and made it possible for her to be able to retire on time.
  • Why 403(b)s are becoming more important.
  • Why 403(b)s are overlooked and why you might want to consider them.  
  • The changes made in the pension system that made 403(b)s more attractive in Ohio.
  • And more...
Ep 67: Breaking Down The State Pension Planning Process [Teacher Edition]

Ep 67: Breaking Down The State Pension Planning Process [Teacher Edition]

June 14, 2021

Ben Schrock and Dan Oaklief from B.A. Schrock Financial Group talk about State Pensions in episode 67 of The Unlocking Your Financial Future Podcast. 

In this episode, Ben and Dan discuss: 

  • Why you should be careful when electing your pension.
  • Common misconceptions around pensions. 
  • The different options for pensions and what might make sense depending on your position.
  • And more...
Ep 66: Are you aware of the newly proposed changes to Social Security

Ep 66: Are you aware of the newly proposed changes to Social Security

March 19, 2021

Ben and Kaitlin from the B.A. Schrock Financial Group talk about Social Security in episode 65 of The Unlocking Your Financial Future Podcast. 

In this episode, Ben and Kaitlin discuss: 

  • The “elephant in the room”, will Social Security run out?
  • Recent changes to Social Security
  • The potential future changes to Social Security and how they might affect your retirement 
  • And more...
Ep 65: Biden’s Proposed Changes to 401(k)s and How They Might Affect You

Ep 65: Biden’s Proposed Changes to 401(k)s and How They Might Affect You

March 19, 2021

Ben and Kaitlin from the B.A. Schrock Financial Group talk about Biden’s proposed changes to 401(k)s in episode 65 of The Unlocking Your Financial Future Podcast.

In this episode, Ben and Kaitlin discuss: 

  • The difference between tax deductions and tax credits
  • Biden’s proposed tax credit
  • How this might change your tax minimization strategies
  • And more...
Ep 64: Do You Know What These Financial Buzzwords Mean?

Ep 64: Do You Know What These Financial Buzzwords Mean?

December 23, 2020

It’s time to test your financial buzzwords knowledge. You’ve probably heard a lot of this jargon at some point, but do you know what it actually means? Let’s try to provide some clarity on this episode.  

 

Read more and get additional financial resources here: https://www.baschrock-fg.com/podcast/ep-64-do-you-know-what-these-financial-buzzwords-mean/ 

 

What we discuss on this episode: 

2:02 – The inverted yield curve

4:59 – Earnings guidance

6:51 – Core CPI

8:39 – Stop loss

10:31 – Mailbag: Roth conversion with a high income?

11:36 – Mailbag: Thoughts about annuities and hedge funds

Ep 63: Are You Prepared for Retirement? Take This Quiz

Ep 63: Are You Prepared for Retirement? Take This Quiz

December 17, 2020

On this episode of Unlocking Your Financial Future with Ben Schrock, we’ll share five important questions you need to know to prepare for retirement. Let’s see how well you know your finances. 

 

Read more and get additional financial resources here: https://www.baschrock-fg.com/podcast/ep-63-are-you-prepared-for-retirement-take-this-quiz/ 

 

What we discuss on this show:

2:37 – Do you know how much you actually have?

4:08 – Do you know how much you’re spending?

5:33 – Do you know how much risk you actually have?

7:23 – Do you know what you’re paying in fees?

8:37 – Do you know what your retirement income stream will actually look like?

10:08 – Using a financial advisor

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