Unlocking Your Financial Future

Ep 93: Health & Wealth with Anthony Schrock from Pack Performance Center - Part 1

Health and wealth are some of the biggest factors for happiness in our lives. On today’s episode, we’re going to focus on the health side of retirement, with our guest Anthony Schrock.
 
Join us today as we break down these topics on today’s show:
Why don’t more people prioritize their health? (4:29)
What inspires people to come back and work on their fitness? (7:07)
What can someone do at home to get back into shape? (9:47)
Age doesn’t need to be a limiting factor in our health (12:13)
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 92: Cyber Security and Protecting Yourself Against Cyber Criminals – Part 2

We’re continuing our conversation on cyber security today with IT expert, Ben Zelei. Last week we explored what phishing scams look like and what cyber criminals want from you. Today, we’ll break down a few ways the average consumer can protect themselves from these scams.
 
What we discuss on this episode: 
1:13 – This will never happen to me
4:35 – So, what can we do?
6:33 – Ransomware encrypting files
8:50 - Who do they attack?
10:20 – Tips for password protection
17:32 – Password software
19:00 – What else can they do for protection?
22:20 – Does ransomware attack individuals?
25:05 – Easy things you can do to protect yourself
25:42 – Should you remember a device?
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 91: Cyber Security and Protecting Yourself Against Cyber Criminals – Part 1

Is your business data and personal data protected against cyber criminals? On today’s episode, we’ll explore protecting yourself against phishing scams with tech expert, Ben Zelei.
 
 
What we discuss on this episode: 
0:50 – Ben’s background and entry into IT
2:55 – Was this always your passion?
3:28 – Was Cyber Security challenging?
4:02 – What is your role with your company?
5:48 – How does ransomware attack your data?
7:32 – Who do they go after?
11:06 – Have you seen people lose money?
11:43 – What’s a sign that you shouldn’t click it?
13:21 – Maintain awareness of phishing
14:26 – Are there other ways they get in?
15:12 – Phishing in text messages
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 90: How Your Legacy Plan Fits into Your Overall Retirement Plan – Part 2

Once you have a conversation with your family about legacy planning, what are the next steps to ensure your plan is put into place? On today’s episode, we’ll explore everything from trusts and wills to beneficiary designations and TODs and how all of these fit into your overall retirement plan.
 
 
What we discuss on this episode: 
0:46 – What are some other things people should consider?
2:13 – No two plans will look the same
5:51 – When is a trust advisable?
8:20 – What is a transfer on death?
10:25 – Probate is not the end of the world
12:21 – Communication and conversation are important!
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 89: How Your Legacy Plan Fits into Your Overall Retirement Plan – Part 1

Most people are likely to pass at least some money on to their family, children, or charity through an inheritance. On today’s episode, we’ll explore the role legacy planning plays in your overall retirement plan and some of the most common routes people use when passing money on to their beneficiaries.
 
What we discuss on this episode: 
1:02 – Taking care of yourself versus leaving a legacy
3:01 – Is it ever advisable to not leave an inheritance?
4:13 – What’s the best way to pass money on?
6:48 – Having these tough conversations
8:54 – Brokerage and other taxed accounts
11:15 – Some accounts have better tax outcomes
11:53 – Real estate and life insurance options
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 88: 2022 Market Outlooks with Keith Lockwood – Part 2

We continue our conversation with our chief investment officer, Keith Lockwood today. We’ll break down some market predictions for the rest of 2022 and 2023. Should we expect a rebound or a recession?
 
What we discuss on this episode: 
0:44 – Do we expect the markets to take off or more volatility?
6:01 – Good momentum can help the market
11:22 – Why should we not jump out of the market?
13:53 – The buy and hold strategy works
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 87: Withstanding Market Volatility with Keith Lockwood - Part 1

Chief Investment Officer, Keith Lockwood, joins us to break down the current market volatility we are experiencing and what you need to do (or not do) to protect your financial future.
 
What we discuss on this episode: 
0:57 – What we’re going to cover
1:38 – What is causing the volatility?
3:27 – Why did the market drop in April?
6:31 – Is there an alternative?
8:33 – Should we be making moves?
10:26 – Staying disciplined and repositioning
13:49 – Media drives the panic in investors
   
Read More: https://www.baschrock-fg.com/podcast/

Ep 86: Running an Insurance Business with Erin Carbone – Part 2

As we continue our conversation today with Erin Carbone, we will break down her journey as a business owner, the struggles and successes she’s faced and the future plans she has for Carbone Insurance Services.
 
What we discuss on this episode: 
0:40 – Welcome back Erin!
3:19 – What made her buy a business?
4:20 – Would she ever go in a different direction?
5:36 – How was the transition?
7:35 – Did she have any help?
8:34 – Did she inspire her husband?
9:25 – Being a woman in a male-dominated field
12:14 – The biggest struggles she has faced
14:00 – Do you schedule a vacation?
15:11 – Running her own team
17:36 – Working with friends and family
18:18 – What’s the next step in business?
20:05 – Any new locations?
20:58 – Will she ever sell her business?
22:38 – Advice on running a business
24:08 – How to reach out to Erin
   
Read More: https://www.baschrock-fg.com/podcast/