Unlocking Your Financial Future

Chatting with Realtor Amanda Ondrey: Building An All-Female Team (Part 1)

Today we have the pleasure of sitting down with Amanda Ondrey of M.C. Real Estate. In part one of this two-part episode, Amanda, renowned for her all-female team, shares her real estate journey with us- from being mentored herself and surviving the 2008 market crash to establishing herself as a successful realtor. She also shares invaluable insights about her business operations, the importance of building relationships with clients, and her approach to balancing work and personal life. 
 
Here’s some of what you’ll learn in this episode:
Amanda discusses her background, her mentorship with an experienced realtor, and her transition to running her own business. (1:17)
Amanda’s decision to partner with a local broker, her team’s high retention rate and her decision to build an all-women team. (5:59)
Finding work-life balance in the world of real estate. (14:26)
Amanda’s advice for those looking to get into the business. (16:38)
 
Learn more about Amanda: 
https://www.amandaondrey.com/
Direct: 330.802.9618Office: 330.723.9911amandaondrey@mcrealestateohio.com
Amanda on Linkedin
https://www.linkedin.com/in/wadsworthrealtor/
 
 For more, visit us online: https://baschrock-fg.com/
 

Ep 110: Estate Planning, Business Ownership And Beyond with Joel Cavanaugh (Part 2)

We are back with Joel Cavanaugh, partner at Hanna Rasnick Evanchan Palmisano Hobson & Fox LLC, for this episode. Joel handles a wide array of cases in estate planning and has a wealth of knowledge to share with us today. In part one of this two-part episode, we got to know more about Joel and talked about the ins and outs of running a business. In part two, Joel will answer your estate planning questions.  
 
Here’s some of what you’ll learn in this episode:
The importance of having a will, a financial power of attorney, and a medical power of attorney.  (1:19)
Joel breaks down the differences between a financial power of attorney and medical power of attorney. (5:28)
Do I need a trust? (11:38)
The differences between a revocable and irrevocable trust. (17:34)
The importance of having an estate plan. (23:44)
 
Learn more about Joel: https://www.businessandconstructionattorneys.com/attorney/joel-d-cavanaugh/)
For more, visit us online: https://baschrock-fg.com/
 

Ep 109: Estate Planning, Business Ownership And Beyond with Joel Cavanaugh (Part 1)

Today we are glad to welcome Joel Cavanaugh to the podcast. Joel is a partner at Hanna Rasnick Evanchan Palmisano Hobson & Fox LLC and handles a wide array of cases in estate planning. In this two-part episode, Joel will discuss his journey as an attorney and business owner and will answer your questions about estate planning.
 
Here’s some of what you’ll learn in this episode:
Joel shares how he became an attorney and what led him to own his own business.  (1:12)
Owning a business is a balancing act.  (6:55)
Joel shares how he balances being an attorney, father, and husband by being intentional with his time. (10:47)
“When you own a business, you are the business.” Joel reflects on what it’s really like to run a business. (12:33)
 
Learn more about Joel: https://www.businessandconstructionattorneys.com/attorney/joel-d-cavanaugh/)
For more, visit us online: https://baschrock-fg.com/

Ep 108: Financial Planning During Market Loss with Dan Oaklief (Part 2)

Today we are excited to be back with Dan Oaklief, RICP®, CPFA, one of our experienced advisors at BA Schrock Financial Group. For the past three years, Dan has been hosting informative webinars to educate clients on taxes, retirement, and social security planning. In part two of this two-part episode, we’ll talk about the impact of the current market on retirement planning and touch on some financial spring-cleaning tips.
 
Here’s some of what you’ll learn in this episode:
Some financial spring-cleaning tips from Dan. (1:29)
Coming off a bad year in the market, will I still be able to retire? (6:57)
Should I reduce my risks right now? (10:21)
Retirement plans are personal, and retirement goals will look different from client to client. (14:42)
 
 For more, visit us online: https://baschrock-fg.com/

Ep 107: Financial Planning During Market Loss with Dan Oaklief (Part 1)

Today we are excited to be joined by Dan Oaklief, one of our experienced advisors at BA Schrock Financial Group. For the past three years, Dan has been hosting informative webinars to educate clients on taxes, retirement, and social security planning. In part one of this two-part episode, we’ll unpack some of the common questions Dan receives from clients about financial planning.
 
Here’s some of what you’ll learn in this episode:
Some fun facts about Dan, including a story about the worst haircut he’s ever had. (1:11)
Some of the common questions Dan gets from clients about retirement and financial planning. (5:30)
What is phantom income and why is it important to address? (11:20)
Can you combat phantom income? (14:23)
 
 For more, visit us online: https://baschrock-fg.com/

Ep 106: How Retirement Changes Impact Finances (Part 2)

In this episode, we’re spending some time with BA Schrock’s Colleen LeMasters, CFP® to share our process for helping and assisting clients when the face these significant changes that disrupt life and retirement. This is a conversation that we can approach from multiple angles so we’ve broken it out into two parts. In part one we talked about these life changes from a non-retirement perspective.
Now we’re going to turn our attention to the retirement aspect of this conversation and the changes that often happen to people around this time.
Here’s some of what you’ll learn on this episode:
What is the most common change people face when someone goes from working to retirement? (1:26)
How interest rate changes impact your retirement plan and your ability to retire like you want. (4:18)
Will you lose your job if you stick around or pass up a buyout? (8:14)
What happens when you’re forced into an early retirement? (10:19)
How has income planning changed with the increase in interest rates? (12:33)
 
 For more, visit us online: https://baschrock-fg.com/

Ep 105: How Life Changes Impact Finances (Part 1)

The only certainty in life is that we have no idea what tomorrow will bring. Even the best laid plans can change in an instant, but a well-constructed financial plan will ease the burden during these life events.
In this episode, we’re spending some time with BA Schrock’s Colleen LeMasters, CFP® to share our process for helping and assisting clients when the face these significant changes that disrupt life and retirement. This is a conversation that we can approach from multiple angles so we’ve broken it out into two parts. In this part one, we’re going to talk about these life changes from a non-retirement perspective.
Here’s some of what you’ll learn on this episode:
Dealing with the loss of a spouse. (1:17)
Replacing lost income if something were to happen to you. (4:00)
How we can help someone going through the divorce process. (7:05)
What you should think about when you change jobs. (9:49)
No life change is too big or too small to ask for help. (13:48)
For more, visit us online: https://baschrock-fg.com/

Ep 104: What is the Certified Financial Planner Designation?

Anyone that’s looking for a financial advisor has probably see all the different designations people might have, but it’s tough for anyone outside of the industry to know what everything means. If there’s one you want to pay attention to when it comes to building a plan, it’s going to be the Certified Financial Planner (CFP®) designation.
 
Here’s some of what you’ll learn on this episode:
What was her experience of getting the CFP® designation? (2:24)
What drove her to get this and why was it important? (4:22)
Who all can carry the CFP® designation? (6:41)
How this will improve the work we do and how we can help clients. (8:24)
Ethics and integrity might be the most important thing about a CFP®. (9:55)
 
For more, visit us online: https://baschrock-fg.com/